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The Full Story
The Elite Program was designed for Experienced Field Agents who are looking for maximum commissions. These agents need VERY LITTLE hand-holding. Elite Agents work 20-35 leads per week. Elite Agents are willing to travel outside of their county of residence, knowing that a lead is simply an excuse / reason to knock on a door. They don't make excuses when clients don't answer the door or answer their phone.
The Successful Elite Agent believes in different streams of income and willing to work Medicare Advantage, Medicare Supplements, Ancillaries, and Annuities while using a Final Expense Direct Mail Lead to break the ice.
The Impact Agent is the same as an Elite agent yet prefers a lower commission for a lower lead cost.
The Free Lead Agent is the same as an Elite agent yet wants a lower commission with a NO COST LEAD.
All agents are required to start by buying Aged Leads.
Refundable deposits amounts vary by lead program and the amount of weekly leads.
(This is a company requirement due to agents having to pay a reduced, refundable lead deposit.)
The Broker Agent
This program was designed for agents that are happy where they are and are looking to continue building their momentum. This program allows you to pick up missing carriers in your line-up with our organization. You can continue to run your business exactly how you are running it, yet you will have additional carriers in your bag. This means having some "niche" carriers that pay out higher contract levels than your current carriers. Our high contract program starts agents at 110% with the Final Expense products Some products (term for example) starts at 125% -135%!
This is also a good program for agents that want to "feel" out our organization before joining.
Are we a captive or independent organization?
A: Our company is 100% independent. We don't even require the agent to sign a contract. However, our Free Lead Program is Captive.
Are my leads going to be resold?
A: Absolutely not! Once you choose your territory, we lock it down for you and only you! The leads inside that territory are yours forever.
How do I get paid?
A: Your advances and renewals are paid directly from the insurance carriers you write! With us, your book of business is yours only and you are vested from day one.
Can I be released if needed?
A: Yes, you can be released at anytime as long you have no debt with the carriers and no outstanding lead bills.
Will I be micromanaged?
A: No! You are an independent agent and are in control of your own business. You will be guided but not micromanaged. We want you to sell, sell, sell!
Can I build a Team / Agency here?
A: Absolutely! Although, we discourage agents from building a team until they have a weekly system that is working and they have saved up some money. You can't expect someone to follow you if you are constantly struggling yourself.
Common Issues We Hear From Agents:
I want to add additional products, but my IMO doesn't offer them.
--> I never know what areas my leads will be coming from.
--> The leads I'm working from my IMO have been sold to other agents.
I am working leads that another agent has already been out to see!
I am stuck at a low comp because I have several managers above me.
I want to grow an agency but either my comp is too low or I do not have the help/support to do it.
I have never been properly trained. I was just thrown out to fend for myself.
If you have ever asked yourself any of these questions, we should definitely chat! If you are just wanting to shop your commission, feel free to reach out and I will give you a confidential commission comparison.
Direct Mail Leads
Every agent needs someone to sell to! We have a fixed price DM program to get you in front of people that JUST sent the card back. We have exclusive territories, which means we lock down the territory you want to work just for you! You will rotate in the same areas and be home every night. These leads are not resold to other agents. If you want to see if we have your territory open, call the number at the top of the page or fill out the contact form at the bottom!
Training is an extremely crucial part of this business. Whether you are experienced or brand new to the industry, you can learn from our programs. We make sure an agent gets taught everything needed to become successful from door knocking all the way up to doing Single Pays with 1035 exchanges.
Our training includes an in-depth university that takes you through every subject of this business in order. It teaches you what to do before you go see a client, while you are there & after you've made the sale. We also offer ride along trainings and a training call EVERY MORNING!
It doesn't matter if you are an experienced agent or a brand new agent, you will find yourself in a house and up against a question that you do not know the answer to. This could be a medication, health condition, objection that caught you off guard or just a basic carrier question that you have never went up against yet. When this happens, we have designed an Agent Hotline that allows you to call into a number and it rings every top agent/agency owner in our organization at once. Someone will answer and give you instant support while you are in the field.
We also have an agency building system that several agents have used to build multiple 7 figure agencies. We can help in several ways with growing your agency. This is not your normal "recruiting system" that IMOs will tell you they have. This is a REAL system with everything you will need to start or expand your agency.
Agent Community to Keep You Plugged in With Other Producers
Multiple Lead Programs to Suit Your Needs
Multiple Products (IUL, Annuities, Medicare, Mortgage Protection, Etc.)
Extensive Carrier Line-up
Paid on Issue with Most Carriers (No More Waiting on the Draft Date)
Vested from Day One
Quoting App to Run All Carrier Quotes in One Place
Agent Portal for Training and Important Tools
And MUCH More!